RCT Blog

Recurring Expenses: Rent, Subscriptions, and Salary on Autopilot

Mark a manually entered expense or income as recurring and RCT logs it again automatically every month, on the day it’s due, no scanning or retyping required. It works for both money going out (rent, a subscription) and money coming in (salary), and you can stop a series at any time.

Not everything you spend or earn comes with a receipt. Rent leaves your account on the first, a subscription renews on the fifteenth, your salary lands on the last day of the month, none of these produce something to scan, but all of them are real numbers that belong in your budget every single month.

Turn any manual entry into a series

When you add an expense or income by hand, you can flip it to recurring instead of entering it once and forgetting about it. From then on, RCT recreates that entry automatically on the same date each month, it shows up in your reports, counts against category limits, and factors into your totals exactly like a fresh entry would, because it is one.

This only applies to manually entered items on purpose. A scanned grocery receipt is never offered as recurring, because a receipt is proof something happened once; rent and salary are commitments that happen on a schedule regardless of whether anything gets scanned.

Income recurs too

Recurring isn’t just for expenses. If your paycheck or rental income arrives on a predictable date, you can mark it recurring the same way, so your monthly income baseline is as automatic as your fixed costs. That matters for anything in the app that compares what you kept against what you earned, the number on the other side of the equation stops needing to be re-entered by hand every month too.

Where it lives, and how to stop it

Every recurring series is managed from one place, the “Recurring & Fixed Costs” section inside Category Limits, so you can see rent, subscriptions, and salary side by side rather than hunting through individual transactions. Stopping a series is one tap from that entry’s own detail screen; it stops generating going forward but leaves everything already logged untouched.

Why this matters more than it sounds

The whole point of scanning receipts is to avoid the tedium of manual entry, but rent and salary were always going to be manual, they don’t come with a barcode. Making those specific entries recur closes the gap: the parts of your budget that are the most predictable are also the parts that need the least ongoing effort from you.