RCT Blog

How RCT actually works

Specific, checkable notes on receipt scanning, item-level categorization, and staying on budget.

Recurring Expenses: Rent, Subscriptions, and Salary on Autopilot

August 16, 2026

RCT can turn a manually entered expense or income into a monthly recurring entry, rent, a subscription, your salary, so it logs itself every month without you scanning or typing anything again.

Bottle Deposits Aren't Spending, So RCT Tracks Them Separately

August 10, 2026

Statiegeld, Pfand and betétdíj are refundable money, not expenses. RCT pulls the deposit lines off your receipts, keeps a running total of what you've paid since your last return, and lets you clear it when you take the empties back.

The Money Tab: Whether You're Spending Too Fast, Answered on One Screen

August 6, 2026

RCT's Money tab replaces the old Charts tab with three numbers (in, out, kept) and a single chart comparing this month's spending against the median of your last three months, projected to the last day.

Type What You Bought and RCT Turns It Into an Itemized Receipt

August 1, 2026

When there's no receipt to scan, you can describe the purchase in plain text, "two coffees, a croissant and a sandwich", enter the total you paid, and RCT turns it into a categorized, item-by-item receipt instead of one lump expense.

The Notifications RCT Sends You, and Why

July 15, 2026

RCT's notifications are built from your own scanned receipts, discount totals, streaks, and store visits, not generic reminders, so each one points at something specific in your spending.

What RCT's Charts and Insight Screens Tell You About Your Spending

July 12, 2026

Behind RCT's Money tab, the All the charts screen breaks a month down by category group, and separate insight screens cover store comparisons, discounts saved, and bottle deposits, all built from item-level receipt data.

Splitting a Bill? Send the Exact Items, Not Just a Number

July 8, 2026

RCT lets you select individual items off a scanned receipt and send them to whoever you're splitting with, as a full price or a percentage split, instead of texting a rounded guess.

Missed the Apple Pay Notification? It's Still Waiting for You

July 6, 2026

If you don't log an Apple Pay purchase the moment its notification appears, RCT keeps it in a pending list organized by day, so you can catch up on missed contactless purchases later instead of losing them.

Track Apple Pay Purchases Without Ever Touching a Receipt

July 4, 2026

An iOS Shortcut connected to RCT sends you a notification right after an Apple Pay tap, so you can log contactless purchases in one tap even when there's no paper receipt to scan.

Batch Scanning: Clear Out a Shoebox of Receipts in One Sitting

June 30, 2026

RCT can scan a whole stack of receipts in one session, sorting items on each one individually, so you can catch up on weeks of spending without opening the app once per receipt.

Why RCT Splits Every Receipt Into Line Items, Not One Number

June 25, 2026

RCT scans each item on a receipt and sorts it into one of 49 categories individually, so a single grocery run shows up as separate amounts for produce, snacks, and cleaning supplies instead of one lump 'shopping' expense.

The Interactive Budget Check RCT Shows You Before You've Scanned a Single Receipt

June 23, 2026

RCT's onboarding includes an interactive exercise that splits a sample budget into essential and discretionary categories, letting you cut spending in real time to see what it actually takes to hit a savings goal.

How RCT Reads Receipts in Hungarian, German, and Dutch

June 20, 2026

RCT uses dedicated categorization support for the languages of its core markets, Hungary, Germany, and the Netherlands, with a simpler fallback that still sorts items into categories for other languages.

Spending in More Than One Currency? RCT Converts It Automatically

June 15, 2026

RCT tracks a daily exchange rate and converts receipts and manual entries in other currencies back to your home currency automatically.

No Receipt? Log It Manually and Tag It So Reports Stay Accurate

June 10, 2026

RCT lets you add an expense or income entry by hand when there's no receipt to scan, and tag any entry, including a built-in 'Excluded from Reports' tag for things that shouldn't count toward your spending totals.

Setting Spending Limits Per Category, Not Just Overall

June 5, 2026

RCT lets you set a separate spending limit for each of its categories, like groceries or eating out, and tracks your actual scanned spending against it instead of one single monthly budget number.