RCT vs Buddy
Buddy tracks expenses by transaction, with each purchase filed under a single category you choose. RCT scans the receipt itself, so a single purchase is broken down into its individual items and categorized automatically rather than logged as one lump sum.
Both RCT and Buddy are built for tracking everyday spending, but they capture very different levels of detail per purchase.
| Feature | RCT | Buddy |
|---|---|---|
| How spending is categorized | Every item on the receipt is scanned and categorized automatically | Each transaction is assigned to one category as a whole |
| Level of detail | Item-level, down to individual products on the receipt | Transaction-level only |
| Aggregates multiple banks/cards | Yes, works with any card, bank, or cash, since it reads the physical receipt | Depends on the accounts you add |
| Manual entry required | No, scan the receipt and it's categorized | Manual entry per transaction |