Terms of Use
Last updated: 6 November 2026
These terms are an agreement between you and Dániel Elek (9099 Pér, Domb utca 46., Hungary), who makes RCT, for the RCT iOS app (the “App”) and the website getrct.com. In these terms, “we”, “us” and “our” mean Dániel Elek only. By downloading or using the App you agree to them. If you do not agree, please do not use the App.
1. What RCT is
RCT is a personal budgeting app. You photograph receipts (or type what you bought), and RCT reads the items and prices, sorts them into categories, and shows you where your money goes. Receipts are read by an AI model running on our servers and our service providers’ servers; see the Privacy Policy.
RCT is for personal, non-commercial use. It gives you information, not financial, tax, legal or investment advice. You make your own financial decisions.
2. Privacy
How we handle your data is described in the Privacy Policy. It is a separate document; please read it.
3. No account; your data
You do not need an account. Your receipts and settings are stored on your device and, if you use iCloud, in your own iCloud account, which Apple runs. You are responsible for your device, your iCloud account and its storage. Deleting the App does not delete your iCloud copy, and deleting your iCloud data cannot be undone by us; we have no copy of your full history to restore.
4. AI and accuracy
Receipt reading, categorisation, translations, unit prices, price comparisons, projections and insights are produced automatically, partly by AI models. They can be wrong: a misread price, a wrong category, a translation that misses the meaning, a projection that does not come true. Check anything that matters to you before relying on it. You can correct items and categories in the App.
5. Free plan and Premium
Free plan. RCT is free to use with a monthly allowance of AI scans and translations, shown in the App. The allowance resets each calendar month (UTC). Adding expenses by hand is free and unlimited. We may change the free allowance.
Premium. Premium (“Unlimited”) is an auto-renewing subscription sold through Apple’s App Store. It removes the monthly scan allowance and unlocks additional features, as listed in the App at the time of purchase.
- Payment is charged to your Apple ID when you confirm the purchase.
- The subscription renews automatically at the same price and period unless you cancel at least 24 hours before the end of the current period. You can manage and cancel it in your iPhone’s Settings > [your name] > Subscriptions.
- If an introductory offer or free trial is shown, it is described on the purchase screen, and any unused part ends when you buy a subscription.
- Refunds are handled by Apple under Apple’s terms, at reportaproblem.apple.com. We cannot issue refunds ourselves.
- Prices may change. Apple will tell you before a price increase applies to your subscription, and where required ask for your agreement.
Fair use. Premium has no monthly scan allowance. To protect the service from automated abuse, there is a very high technical limit; if you ever reach it, scanning pauses for a while and the App tells you. If that gets in the way of your own use, contact us.
If Premium ends, you keep all your data. Premium features become locked again; settings that belong to them (for example category limits) are kept, not deleted.
6. Sharing
If you share a receipt or a bill split, RCT creates a link. Anyone with the link can open it for 7 days, after which it stops working.
7. Your content
Your receipts and entries remain yours. You give us permission to process them to provide the App’s features, and to use your receipt lines to improve our models, as described in the Privacy Policy, for as long as the Privacy Policy allows and until you object or ask us to delete them. Models we have already trained do not have to be retrained to remove your contribution.
Only scan receipts and share content you are entitled to use.
8. Rules
You agree not to:
- use the App unlawfully, or to infringe anyone’s rights;
- interfere with, overload, or try to get around the App’s limits or security (including App Check, the scan allowance or the shared-link service);
- access our servers or AI services other than through the App;
- copy, decompile or reverse engineer the App, except where the law allows it regardless of these terms;
- use the App, or data from it, to build a competing product or dataset.
We may suspend access to our server features for an installation that breaks these rules.
9. Ownership
The App, the website and their content (software, design, category icons, text) belong to us and are protected by copyright and other laws. We give you a personal, non-exclusive, non-transferable, revocable licence to use the App on Apple devices you own or control, as permitted by the App Store’s Usage Rules.
10. Availability and changes to the App
We work to keep RCT running but cannot guarantee it will always be available or error-free. Scanning, translation and sharing need an internet connection and depend on third-party services. We may change, add or remove features. If we remove a feature that is part of a paid subscription you already have, we will tell you, and you can cancel.
11. Liability
Nothing in these terms limits liability that cannot be limited by law, including for intent, gross negligence, or death or personal injury, or your rights as a consumer under the law of the country where you live.
Otherwise, the App is provided “as is”. To the extent the law allows, we are not liable for:
- financial decisions you make based on what the App shows,
- loss of data stored on your device or in iCloud, or
- indirect or consequential losses, such as lost profits.
12. Ending
You can stop using RCT at any time by deleting the App. Deleting the App does not cancel a subscription; cancel it in your Apple ID settings. To have your data on our server deleted, see the Privacy Policy.
13. Apple
These terms are between you and us, not Apple. Apple is not responsible for the App or its content, has no obligation to provide maintenance or support for it, and is not responsible for any claims relating to it (including product liability claims, claims that it fails to meet legal or regulatory requirements, and consumer protection claims). If the App fails to meet an applicable warranty, you may notify Apple and Apple will refund the purchase price, if any; Apple has no other warranty obligation. Apple is not responsible for investigating or defending any claim that the App infringes someone’s intellectual property. You confirm that you are not in a country subject to a US government embargo or on a US prohibited-parties list. Apple and its subsidiaries are third-party beneficiaries of these terms and may enforce them against you.
14. Changes to these terms
We may update these terms. When we do, we change the date at the top. If you keep using the App after a change, you accept the updated terms.
15. Law and disputes
These terms are governed by the law of Hungary. If you are a consumer, you also keep the protection of the mandatory laws of the country where you live, and you can bring a claim in the courts there.
We are not obliged to take part in alternative dispute resolution, but please contact us first; most problems are solved by email.